Financing - Nest Bedding – Nest Bedding®

Lifetime Renewal Exchange

A comfort layer exchange you can redeem once, at any time, to alter the feel of your mattress or to increase its lifespan (this option saves you time and money while reducing waste).

[Learn more\ about the Lifetime Renewal Exchange](/content/pages/layer-renewal-faq "Learn more about the Lifetime Renewal Exchange"/index.html)

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Financing - Nest Bedding – Nest Bedding®

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Financing

Albany/Berkeley, CA – NestDNG

4.2

Financing - Nest Bedding – Nest Bedding®

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Build Your Nest. Pay At Your Pace.

Nest Bedding has teamed up with Shop Pay, Affirm, and Katapult so you can choose to finance your purchase or pay in installments.

Flexible installment payments* with Shop Pay

Pay now or pay later. Selecting installments on Shop Pay allows you to split your purchase amount into flexible installment payments.*

Shop Now

BUY NOW, PAY LATER

When checking out with Shop Pay, you now have the option to pay now or later for orders from $50 to $17,500. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.

QUICK APPROVAL

Get a real-time decision on orders up to $17,500.

SAFE & SECURE

Shopify Protect offers chargeback protection from fraud for free.

FLEXIBLE PAYMENTS

Pay in 4 and more installments - choose to pay off your purchase at the term of your choosing.

NO SURPRISE FEES

There are no late fees if you you miss a scheduled payment.

HOW IT WORKS

1. Shop

Add items to your cart.

2. Checkout

Select Shop Pay at checkout.

3. Email Enter your email address.

4. Phone Enter your phone number. 5. Payment

Choose the option to pay in installments and the plan that best fits your needs.

6. Verify Enter the verification code sent to your phone.

7. Agreement

Agree to the Shop Pay Installments terms.

8. Purchase

Your first payment is due at checkout.

9. Account

Once your order is complete, confirmation shows that your info is saved to your Shop Pay account.

What information does Shop Pay require?

To use Shop Pay Installments, you need to have a United States billing and shipping address and be signed up for Shop Pay. Some limitations apply.

How do I pay my remaining bills?

Your remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you. You can also make a manual payment by logging into your Shop Pay account here.

Will Shop Pay Installments affect my credit score?

Depending on your purchase amount, there are two ways that you can pay for your order in installments.

For orders between 50 USD to 999.99 USD, you can split your purchase into four bi-weekly, interest-free installment payments. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.

For orders between 150 USD to 17,500 USD, you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time.

What cards are accepted by Shop Pay?

To use Shop Pay, you need to have a Visa, Mastercard, American Express, or other card that the online store that you're buying from supports. You can usually find the list of supported payment methods on the payment screen at checkout.

**For more information contact Shop Pay at help@shop.app.**Visit the Shop Pay Installments help center here.

Shop With Shop Pay

0%* APR Financing With Affirm

Finance your purchase with Affirm over 3, 6, or 12 months with rates from 0% APR or 10%-36% APR.

Shop Now

0%* APR FINANCING

Pay over time for your Nest Bedding purchase.

Affirm & Nest Bedding have teamed up to offer easy financing starting at 0% APR - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

INSTANT DECISION

Your loan is complete and we can process your order immediately.

SAFE & SECURE

There's no card number to steal, so your account stays secure.

YOU'RE IN CONTROL

Pick a loan that fits your budget - choose to pay off your purchase at the term of your choosing.

SIMPLE CHECKOUT

Checkout is easy, just select Affirm at checkout and enter some basic information for an instant loan decision.

HOW IT WORKS

1. Shop

Add items to your cart.

2. Checkout

Select Affirm at checkout to apply.

3. Phone

Enter your phone number.

4. Verify

Enter the verification code sent to your phone.

5. Apply

Complete Affirm's application.

6. Decision Receive Affirm's decision within a few seconds.

7. Payment

Choose the payment plan that best fits your budget.

8. Purchase

Your first payment is due at checkout.

9. Account

Your Affirm account is created using some of the personal information you provided to help verify your identity.

What information does Affirm require?

Affirm customers must: Be a resident of the U.S. (including U.S. territories). Be at least 18 years old (19 if you’re a ward of the state in Nebraska). Have a Social Security number. Own a phone number that receives SMS and is registered to the United States or U.S. territories.

How do I pay my bills?

You can pay your Affirm bills online at www.affirm.com/pay or enable Autopay. They accept payment by debit card, bank transfer and check.

Why was I prompted to pay a down payment with a debit card?

Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

Real People, Real Support Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.

*Can I receive 0% APR financing? Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: [affirm.com/lenders](/content/pages/affirm.com/lenders "Affirm Lenders"/index.html). Options depend on your purchase amount, and a down payment may be required.

For more information contact Affirm at https://helpcenter.affirm.com/us/s/contact-us or by calling 855-423-3729. Visit Affirm's help center here.

Shop With Affirm

Lease-To-Own With Katapult

No Credit? No problem! With Katapult you can lease your Nest Bedding product. Instant approvals up to $3,500 - pay off when it works for you.

katapult shop now

LEASE-TO-OWN

We know sometimes you need a little help when it comes to making purchases, and Katapult is here to help with a new take on purchasing power. In minutes, get approved for up-to $3,500, checkout for a low initial fee, and with a 90-day purchase option, you get a discount on early buyout, making what you lease, yours.

NO CREDIT, NO PROBLEM Be approved for up to $3,500 - no credit required.

QUICK APPLICATION

The Katapult short application form makes it easy for you to obtain what you need.

WE'RE ALL ABOUT OPTIONS

Make minimum payments over time, purchase early and save, or return.

PAY WHEN YOU GET PAID

Payment options coordinate with your pay dates.

HOW IT WORKS

1. Shop

Add items to your cart.

2. Checkout

Select Katapult at checkout to apply.

3. Phone

Enter your phone number.

4. Verify

Enter the verification code sent to your phone.

5. Apply

Complete Katapult's 14-step application.

6. Decision

Receive Katapult's decision in less than 5-seconds.

7. Payment

Enter your lease-purchase payment details.

8. Agreement

Sign and complete your lease-purchase agreement.

9. Purchase

Review your cart and complete checkout.

What information does Katapult require?

You'll need to enter a few pieces of information to verify your identity and payment information. Don’t worry, the Katapult application does not request checking account, employment verification or personal references.

How do I pay my bills?

Your first lease to own payment is due at checkout. Then recurring lease to own payments are automatically charged to the card you provided at checkout. You can also make lease to own payments by logging into your Katapult account.

Do I need to have good credit to apply for a Katapult Lease purchase agreement?

No credit? Bad credit? No problem. We understand that things come up in life. Katapult works with customers that have no credit, bad credit or a bankruptcy. “No credit required” does not mean nor imply that no inquiry will be made of credit history or creditworthiness. They may check past transactional history and report information about your lease purchase agreement to credit reporting agencies, but no established credit history is necessary.

Is a checking account required to apply?

No, a checking account is not required to apply for a Katapult lease. They may request it as additional information to process your application. You will not be charged to apply.

For more information contact Katapult at help@katapult.com or by calling 1-833-528-2785. Visit Katapult's FAQ here.

katapult shop now

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18.00

39273096544337

State Law requires retailers to collect a small amount on every mattress sold to support the state’s recycling programs.

[Learn More about the mattress recycling fee](/content/pages/what-is-the-mattress-recycling-fee "Learn more about the mattress recycling fee"/index.html)

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State Law requires retailers to collect a small amount on every mattress sold to support the state’s recycling programs.

22.50

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State law requires retailers to collect a small amount on every mattress sold to support the state’s recycling programs.

22.50

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State law requires retailers to collect a small amount on every mattress sold to support the state’s recycling programs.

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